How much can I borrow?

This calculator is for guidance only. It does not constitute a mortgage offer or financial advice. Lending is subject to status and AIB/lender criteria. Central Bank of Ireland macro-prudential rules apply — income multiplier of 4x (first-time buyers) or 3.5x (second/subsequent buyers), LTV cap of 90% (FTB) or 80% (non-FTB). A stress test at rate + 2% is applied.